Marcy Kaptur - Homeowner Hero

Marcy Kaptur - Homeowner Hero

Marcy Kaptur (Ohio) is the longest-serving Democratic congresswoman in U.S. history. Her district, stretching along the shore of Lake Erie from west of Cleveland to Toledo, faces an epidemic of home foreclosures and high unemployment. This "Ohio Heartland" region, AKA the Rust Belt, had its heart torn out by the North American Free Trade Agreement (NAFTA), and is now burdened with shuttered factories, struggling farms, empty homes, and high foreclosure rates. In JANUARY 2009 (3 years ago!) Marcy recommended a solution to stop the FRAUDclosures... from the U.S. Congress floor, she said:

"I say to the American people, you be squatters in your own homes. Don't you leave"

JANUARY 2012 - MUST WATCH - Rachel Maddow (features Marcy beginning at :33 seconds)


Related Links (Below) referenced in the Maddow segment above:
Ohio Fraudclosure Blog:  DOJ, SEC, HUD, and AG Holder to investigate FRAUD !!

Bloomberg:  Banks Lose Pivotal Foreclosure Case in Massachusetts High Court

Reuters:  The MA Ibanez case and housing-market catastrophe risk

Related lvrj:  Nevada Supreme Court takes up foreclosure case

February 2009 Kaptur:*
"Therefore, stay in your property. Get proper legal representation ... [if] Wall Street cannot produce the deed nor the mortgage audit trail ... you should stay in your home. It is your castle. It's more than a piece of property. ... Most people don't even think about getting representation, because they get a piece of paper from the bank, and they go, 'Oh, it's the bank,' and they become fearful, rather than saying: 'This is contract law. The mortgage is a contract. I am one party. There is another party. What are my legal rights under the law as a property owner?' "If you look at the bad paper, if you look at where there's trouble, 95 to 98 percent of the paper really has moved to five institutions: JPMorgan Chase, Bank of America, Wachovia, Citigroup and HSBC. They have this country held by the neck."

February 3, 2010: C-Span - "This is unacceptable" - underwater homeowners



November 23, 2010 - Dylan Ratigan Show - MERS FRAUDclosure unveiled

Related: MERS on Life Support - legal rasping - Death is near

2008:
Voice of Americans - Kaptur grills Sec. Treasury Tim Geithner during AIG Hearing and properly exposes and reveals Tim Geithner's relationship with Goldman Sachs


MARCY KAPTUR: 

This brave OHIO congresswoman continues to fight for homeowners and introduced (July 2011)  and submitted HOUSE RESOLUTION 344 to the House Financial Services Committee. The resolution calls on President Obama to declare "a national residential mortgage foreclosure emergency" and encourages individual states - to enact the moratorium
Mary Kaptur: HOME PAGE

Contact: Washington, DC Office 2186 Rayburn Bldg. Washington, DC 20515 Tel : (202) 225-4146 Fax: (202) 225-7711

Ohio Office One Maritime Plaza - Sixth Floor Toledo, OH 43604 (800) 964-4699 - Tel: (419) 259-7500 Fax: (419) 255-9623

1/23/2012 - Letter to the president - Stop the foreclosures

D-Day is coming...Occupy our Homes

DECEMBER 6th - National Day of Action

OCCUPY OUR HOMES 

The OccupyWallStreet movement and brave homeowners around the country are coming together to say, "Enough is enough." We, the 99%, are standing up to Wall Street banks and demanding they negotiate with homeowners instead of fraudulently foreclosing on them.
 
Everyone deserves to have a roof over their head and a place to call home. Millions of Americans have worked hard for years for the opportunity to own their own home; for others, it remains a distant goal. For all of us, having a decent place to live for ourselves and our families is the most fundamental part of the American dream, a source of security and pride.

In 2008, we discovered bankers and speculators had been gambling with our most valuable asset, our homes--betting against us and destroying trillions of dollars of our wealth. Now, because of the foreclosure crisis Wall Street banks created with their lies and greed, millions of Americans have lost their homes, and one in four homeowners are currently underwater on their mortgage.

Not only do we have thousands of people without homes, we have thousands of homes without people. Boarded-up houses are sitting empty--increasing crime, lowering the value of other homes in the neighborhood, erasing the wealth that lifts families into the middle class. For more information:

National Website: http://occupyourhomes.org/
On Twitter: @OccupyOurHomes
Facebook page: http://www.facebook.com/events/304693926222145/
In Ohio our contact email: ohiofraudclosure@gmail.com

A growing number of homeowners & supporters are standing up to the banks & demanding that the banks correct the mortgage principal to fair market value. 

 I will:

Resist attempts by the FRAUDsters (banks & servicers) to "steal" our homes. 

Take necessary action(s) to Support American Homeowners. 

• If they attempt to foreclose, I will not go

• If they attempt to evict, I will not go

• If they attempt to "Steal" my neighbors home, I will stand with my neighbor in solidarity

I will:

- sign petitions

- make phone calls

- contact caring - local and national organizations

- join efforts of local and national organizations that help with foreclosure defense & to help stop evictions

- help spread the word

TAKE THE PLEDGE: IN DEFENSE of AMERICAN HOMEOWNERS: (CLICK HERE)


OCCUPY Minneapolis formed a human chain around Sa'ra Kaiser's foreclosed home, preventing the officers from boarding it up, and ultimately forcing the police - who had no legitimate legal pretense for preventing occupiers from being their in the first place - to give up. US BANK wanted to evict another homeowner and blight another house and neighborhood.

OHIO Leaders shaping national FRAUDclosure landscape

OHIO leaders (past and present) continue to shape the FRAUDclosure landscape.
These Powerful and Influential Leaders bring homeowners.....  
GOOD NEWS FROM OHIO:
2 former OHIO Attorney Generals continue "The Fight" on behalf of Homeowners
1 OHIO Senator and 1 OHIO Congresswoman introduce ground breaking legislation

Richard Cordray and Marc Dann
From January 2007 - January 2011 Ohioans benefited from the strength of these two legal giants. Collectively they fought, sued, and/or won settlements against sub-prime and predatory lenders, Bank of America, AIG, loan modification firms, and credit card companies.

RICHARD CORDRAY:

After losing a re-election bid in November 2010 to a "throw out the Democrats" voting mentality, President Obama and Elizabeth Warren jumped at the opportunity to have Cordray lead the enforcement arm of the new Consumer Financial Protection Bureau (CFPB). In a Wall Street Journal interview, Cordray described the new position as "..in many ways doing on a 50 state basis, the things I cared most about as a state attorney general, with a more robust and more comprehensive authority." Just prior to leaving as Ohio's Attorney General he sued GMAC Mortgage LLC and its corporate parent, Ally Financial Inc., accusing them of using FRAUDulent affidavits in Ohio foreclosure filings and court cases.
Now - GOOD NEWS for OHIO and AMERICAN HOMEOWNERS
OBAMA PICKS CORDRAY to head Consumer Financial Protection Bureau (CFPB)

The ESOP BLOG: Cordray a Smart and Fair Choice....“Just because you’re a bank doesn’t mean he’s coming after you.  He’s not looking to get you on a technicality.  He’s not an ideologue.  But if you rip off consumers, he will come after you and he’ll be tough.  He’s about justice" said Mark Seifert the Director of ESOP (Read the story HERE)

SHERROD BROWN:

Senator Brown, a Democrat from Ohio said he fully expects the state’s "other" senator Rob Portman, (a Republican) will support Cordray's nomination.

“This foreclosure crisis affects all of us – homeowners, families, neighbors, and state and local governments. It is clear that the current system isn’t working and unfortunately federal regulators have failed to bring meaningful reform to mortgage servicing



SHERROD BROWN introduced the  Homeowner Abuse Prevention Act of 2011

MARC DANN:

This great attorney, and former AG, remains active in OHIO while continuing to fight and wage legal battles against the TBTF banks and Predator Drone (Foreclosure Mill) law firms. He continues to be a champion for those fighting violations of their Consumer Rights. Dann twice has taken time out of his busy schedule for phone interviews with OHIO FRAUDclosure. He recently drove two hours to meet with us and share an "inside look" at his busy schedule and planned future legal actions. Many of these actions will have an impact at a national level with possible implications to the ever changing Federal Laws guiding foreclosure judges.
Marc Dann has filed Class Actions suits against Servicers for foreclosing on borrowers that were either eligible for or in a HAMP modification. Additionally he filed a "Class Action" suit against a giant OHIO Predator Drone (foreclosure mill) law firm Lerner Sampson Rothfuss (LSR). Unfortunately, the terms of the settlement could not be shared with us, but we've assumed the homeowners were made happy. Additionally national blogger Martin Andelman (Mandelman Matters) shared this phone interview as an audio podcast (Click Here).


MARCY KAPTUR:

This brave OHIO congresswoman continues to fight for homeowners and recently (July 8th) introduced  and submitted HOUSE RESOLUTION 344 to the House Financial Services Committee. The resolution calls on President Obama to declare "a national residential mortgage foreclosure emergency" and encourages individual states - to enact the moratorium.

Please contact a member of the committee and ask they support this Important action!

OHIO Contacts below:

James B. Renacci, OH

Steve Stivers, OH