Thousands of Ohio homeowners foreclosed on improperly

Newspaper (Cleveland Plain Dealer) coverage: on our previously reported story:

Thousands of Ohio homeowners were foreclosed on improperly, lawsuit claims

Ohio Bombshell: Former AG takes on LPS, Mills & Servicers

CLASS ACTION COMPLAINT filed in Cuyahoga County (Cleveland)
MARC DANN (Former OHIO AG) of  DANN, DOBERDRUK & WELLEN, LLC

             

Explosive Legal News: 
Cuyahoga County:  Court of Common Pleas

Linda Clark, Doehner, Lowery, Whiteman, Laura YEAGER
Plaintiffs
Urgent Update: CALL to ACTION for plaintiff being evicted (HERE)

VS.

Lender Processing Services (LPS) 
LPS Default Solutions 
DOCX LLC  (DocX)
Fidelity National Information Services (FNIS)
American Home Mortgage Bank Servicing (AHMSI)
LERNER, SAMPSON & ROTHFUS (LSR)
MANLEY, DEAS KOCHALSKI LLC (MDK)
REIMER, ARNOVITZ, CHERNEK& JEFFREY CO LPA
Defendants 

The complaint clearly spells out the criminal behaviour of the co-conspiring entities which acted in concert while participating and perpetrating enormous FRAUD in OHIO's foreclosures.  Our former Attorney General along with some powerful legal allies have filed this action on behalf of a proposed class consisting of:

ALL OHIO CITIZENS who were (a) defendants in judicial foreclosure actions {with} first lien mortgages on their homes that were purportedly held by securitization trusts, and that were knowingly initiated and prosecuted by Defendants on behalf of parties that lacked legal standing to do so, and (b) who were damaged by Defendants’ abusive foreclosure practices, including: (i) preparing, executing, and notarizing fraudulent court documents and assignments of mortgages and other property records that were used to initiate and prosecute such foreclosures, and (ii) imposing inflated, unfair, unreasonable and/or fabricated fees for “default management services” (the “Class”)
Three (3) categories of defendants {Servicers, Foreclosure document venders, and Foreclosure Mills) acted in concert and conspired in furtherance of the fraudulent scheme to generate enormous profits from default servicing fees by knowingly initiating foreclosure actions on behalf of entities that lacked legal standing to bring such actions.

92 page Class Action Complaint: DOWNLOAD HERE

Sadly, in what appeared to be an instant counter action and outrageous and unconscionable retaliatory attack - a 10-day eviction notice was posted on Plaintiff Michael and Laura YEAGER's home - the day after the complaint was filed! It has since been followed up with another! The PREDATOR DRONE foreclosure mill law firm (REIMER, ARNOVITZ, CHERNEK& JEFFREY CO LPA ) apparently tasked co-defendant paper filing drones' (Manley Deas Kocholski) to execute the writ-of-possession while the morally corrupt  bank sponsored attorney - Kristi Pallen* - (kpallen@reimerlaw.com) (330-405-1199) continues the fight to legally block the Yeager's request for a  Stay (of an eviction). Reimer (Pallen) has also refused a supersedeas property bond offer (collateral), or to accept a previously agreed upon short sale. 

*Kristi Pallen - Previous irresponsible, bank-sponsored, failed action ADMONISHED:

READ HERE on admonished behaviour: U.S. Bank National Association v. Lenor

*Plaintiff’s counsel, Attorney Kristi Brown, also identified as Attorney Kristi Pallen, filed this matter on behalf of bogus Plaintiff, U.S. Bank National Association.

The Court finds Plaintiff’s counsel (Kristi Brown kna Kristi Pallen) did not follow Local Rule 4.2. filing procedures for service by Certified Mail....and...

The Court strikes all entries pertaining to service and further, the Court finds Plaintiff’s counsel failed to prosecute this matter...and.. Therefore, it is ORDERED this case is dismissed, without prejudice, .....and for Want of Prosecution. It is further ORDERED this case is dismissed... for failure to perfect service within 120 days, according to Fed.R.Civ.P 4.

Plaintiff’s counsel is admonished !!!!! as to Service by Certified Mail

Robo Signing - While our government was sleeping !

Below, some shocking news (cough-cough) that apparently happened while our government was sleeping! In a total surprise (except for homeowners) it appears fraudulent robo-signing continued, as Attorney Generals sold out attention was focused on cutting a sweetheart deal with the five largest mortgage servicers: Bank of America, Citigroup, JPMorgan Chase, Wells Fargo and Ally Financial. Of course they all agreed to a $25 billion settlement without admitting wrongdoing. (Collectively paying 25 billion!...for no wrongdoing...Really!)

The New York Times  - April 1st - Section B - cover story
As Foreclosure Problems Persist, Fed Seeks More Fines
Carla Duncan is fighting a foreclosure lawsuit on her home in Cleveland Heights, Ohio

Carla Duncan, a social worker, is {still} fighting a lawsuit over the foreclosure on her three-bedroom home in Cleveland Heights, Ohio. The lawsuit, which was filed in March 2010 in Ohio state court, includes a {mortgage assignment} document signed by {an admitted and known robo-signer} Ms. Erica Johnson-Seck. In July 2010, Erica Johnson-Seck, whose signatures appeared in {thousands of} foreclosure cases acknowledged, in a deposition....to having signed 750 mortgage documents a week, usually with only a cursory review.
“It’s so totally unfair {to have to fight their fraudulent submissions}” said Ms. Duncan.

In October 2010, Garr M. King, a senior judge with the United States District Court in Oregon, blocked a foreclosure after spotting a suspicious document from {another admitted and known robo-signer}Ms. Noriega. In that lawsuit, Ms. Noriega, acting as vice president of Mortgage Electronic Registration Systems,(MERS) signed an assignment of mortgage. The problem, court records show, was with the date. Ms. Noriega’s signature {purportedly} transferring the mortgage from Mortgage Lenders Network (MLN) to LaSalle National Bank (now part of Bank of America) was dated 15 months after MLN halted its operations.

Despite the pledges of the giant servicers to amend their practices, there are signs that foreclosure cases with other companies remain problematic. An examination of dozens of court cases by The New York Times found questionable documents involving some of {the below} eight institutions. HSBC (United States bank division), SunTrust Bank, MetLife, U.S. Bancorp, PNC Financial Services, EverBank, OneWest and Goldman Sachs. In addition, judges, lawyers and advocates for homeowners say that people are still losing their homes despite improper documentation and other flaws in the foreclosure process often involving these firms. The eight firms cited by the Federal Reserve “should be fined for unsafe and unsound practices in their loan servicing and foreclosure processing,” Suzanne G. Killian, a senior associate director of the Federal Reserve’s Division of Consumer and Community Affairs, told lawmakers last month in a House Oversight Committee hearing in Brooklyn. Read the rest of the New York Times story (HERE)

(Picture above by David Maxwell for The New York Times)

LINDA GREEN - FRAUDclosure - CRIME SCENE !!!

Watch Confessions to Criminal Acts by ALL 3 Linda Greens!!

                                                                                              Original Art & Graphics provided by PETE GRAFF

CBS 60 MINUTES - REPLAY of  FORECLOSURE FRAUD (Play segment below)

CBS 60 Minutes story ...that unveiled the "Crime of the Century"... FRAUDclosure 
 witness examples of FORGERY, FRAUD and admitted...... CRIMINAL acts !!!

FRAUD FACTORY - DocX

DocX - Document "Sweat Shop" subsidiary of Lenders Processing Systems (LPS)
DocX - NOW CLOSED !!! this "paper mill" office ..... now considered...... a crime scene

LINDA GREEN'S SIGNATURES?



MASSACHUSETTS:
"My registry is a CRIME SCENE as evidenced by this forensic examination...
I can tell you that every single assignment of mortgage that was recorded for the purpose of foreclosing the homeowner is invalid, overtly fraudulent, or criminally fraudulent. This is disgusting, and this is criminal" (John O'Brien - Massachusetts Register)

This CRIME ....has affected thousands of homeowners..their property rights trampled on and their chain of title compromised. This evidence has made it clear....  banks such as Bank of America, Wells Fargo, JP Morgan and others...... have played fast and loose with people’s biggest asset – their homes. My findings also show.....clouds on title due to the recording of defective and invalid discharges and assignments of mortgage.

NORTH CAROLINA:     REGISTER REJECTS ROBO-SIGNED DOCUMENTS

Documents included 1,947 signed by Linda Green with 15 different signature variations

REGISTER OF DEEDS JEFF THIGPEN REFUSES TO CREATE A CRIME SCENE

Register of DeedsThigpen sent state and federal regulators over 4,500 robo-signed documents submitted by DocX, a company owned by Lender Processing Services contracted by Wells Fargo, Bank of America, and MERS amongst others. See letter sent to Iowa Attorney General "detailing crimes" (HERE)

Marie McDonald (McDonnell Property Analytics) through a legal affidavit, explained the results of her independent audit of Register John O’Brien's registry. It reads in part:  ...."the banks set up in-house document execution teams, or outsourced the  preparation of their assignments to third parties who manufactured them out of thin air without researching who really owns the mortgage.… "What this means is that the degradation in standards .....so fatally flawed that the institutions, including many pension funds, that purchased these mortgages don’t actually own them because the assignments of mortgage were never prepared, executed and delivered ....in the normal course of business at the time of the transaction.

Lawyer Extraordinaire!Lynn Symoniak

A FRAUDclosure victim in the 60 minutes story but a "Hero" to homeowners.  Lynn has sacrificed for all of us - Great Job Lynn! Florida Homeowners in FRAUDclosure can contact Lynn Symoniak

MICHIGAN:  FRAUD BOMBSHELL: Attorney General Bill Schuette Subpoenas LPS !!

Michigan AG

The attorney general said he is seeking information about documents signed by DocX employees both male and female FRAUDulently signing as “Linda Green.” “Allegations of forged mortgage documents are very serious and require a thorough investigation, I will continue to work closely with federal and local authorities to find answers

FLORIDA:                                    R. B. "CHIPS" SHORE - Manatee County - Clerk        As Florida’s foreclosure crisis continues, Manatee County Clerk of the Circuit Court & Comptroller, R.B. “Chips” Shore, suggests that property owners conduct regular and routine public records searches for faulty liens and other documents that may be filed against their property. As the foreclosure process and “foreclosure mills” came under scrutiny for inaccurate documentation and other issues, the need to show clear and accurate title to one’s property came to the forefront.

Who's authorizing the filing of FRAUDulent documents on Florida property owners?

URGENT Action Alert: Lender Processing Services (LPS) - Criminal Investigation

WASHINGTON:

Washington State Attorney General (Rob McKenna) filed a lawsuit against the Bank of America's "Recon Trust" for conducting ILLEGAL FORECLOSURES on THOUSANDS of Washington State homeowners. The suit alleges, amongst many charges, that "ReconTrust":

CREATED or permitted the use of documents that were FRUADulently and improperly executed, notarized or sworn to....and the notices and agreements contained conflicting dates and improper notarizations and ReconTrust employees sometimes FRAUDulently signed as officers of other entities.

"ReconTrust ... repeatedly broke the law and refused to provide information requested during our investigation," McKenna said. “ReconTrust’s illegal practices make it difficult, if not impossible, for borrowers ... to stop those foreclosures.”

Washington Attorney General sues ReconTrust for illegal foreclosures (press release here)

Some examples of the Bank of America & ReconTrust documents below:                     
(The Art & Science of Robo-signing (New & Improved Document Fabrication)

PENNSYLVANIA:

Montgomery County Recorder of Deeds Nancy Becker is urging registers of deeds across state and the country to withdraw public money from any banks affiliated with the Mortgage Electronic Registry System (MERS), which she claims is undermining the practice of accurate land recording.

"In recent years, mortgages have been assigned and reassigned multiple times, and when a bank or other entity doesn’t properly report these transfers, it makes it very difficult for homeowners to determine who holds their mortgages. It clouds the chain of title, and it’s prohibiting (officials) from recording revenues they should be recording," Becker said.

Since 2004, she estimates the county has lost $15 million in fees from 139,798 mortgages recorded via the MERS system - which fails to reflect assignments.

OHIO: Sherrod Brown introduces SB-824 Anti- Fraud (Robo-Signing) Bill

U.S. Senator Sherrod Brown (Ohio) - calls Robo-Signing - FRAUD !

(Click below) Read this 35 page Senate Bill titled - Foreclosure FRAUD
FORECLOSURE FRAUD SB -824 bill

(Click below) Press release - Showing how this bill - has solutions - to stop FRAUD
PRESS RELEASE

(Click below) OUTSTANDING letter outlining FRAUD and problems

Outline-Explanation of FRAUD and Problem

Please contact Mr Sherrod Brown (Ohio) by phone, email, or letter: Thank a hard working elected official for trying to to stop on-going SERVICER ABUSE & BANK FRAUD.
Contact Sherrod Brown - Click Here

Michigan AG office DEMANDS "Robo-Signing" investigation

FRAUD BOMBSHELL: Michigan Attorney General Bill Schuette Subpoenas LPS !!

Michigan AG

The Michigan Attorney Generals office issued subpoenas as part of a CRIMINAL investigation into questionable mortgage documentation filed with Michigan’s Register of Deeds offices. Michigan Attorney General Bill Schuette said his office served Lender Processing Systems(LPS), Fidelity National Financial, and CT Corporation System. Additional investigative subpoenas were issued to LPS owned company - DocX. The subpoenas were approved by the state court and require responses by June 30.

DocX office - Alphretta GA.

DocX employees - earning $10 an hour and creating 4,000 documents a day - were all released when their rubber-armed & "robo-signed" creations were found to be have been FRAUDulently used - as evidence - to foreclose on millions of home - across the U.S. Of course, when closing the DocX office, an LPS spokesperson claimed "we executed documents per industry standards" (FRAUD, forged, illegal, bogus)

Linda Green courtesy -CBS 60Min.

The attorney general said he is seeking information about documents signed by DocX employees both male and female FRAUDulently signing as “Linda Green.” “Allegations of forged mortgage documents are very serious and require a thorough investigation, I will continue to work closely with federal and local authorities to find answers."

Contact the Michigan AG office at                     Main Number : (517) 373-1110
Fax any of the FRAUD documents here:            Facsimile:         (517) 373-3041
Email Fraud information to:  miag@michigan.gov
Today's MI AG Office: PRESS RELEASE  (right click and open in new tab)

The loud noise you hear?  ...ZZZZ... is snoring .... from
... ZZZZZZ....neighboring state OHIO's AG office......ZZZZZ..